Description
Track Your Financial Progress with This Easy-to-Use Net Worth Tracker Spreadsheet
It’s never too early to start looking at a bigger picture view and gain a clear picture of your financial health. Start now with this Net Worth Tracker spreadsheet in Google Sheets. Designed for individuals, couples, and families who are ready to build wealth intentionally, this customizable template makes it simple to calculate, monitor, and grow your net worth over time- no complicated formulas or financial degrees required.
Whether you’re paying off debt, saving for a big purchase, or planning for retirement, understanding your net worth is the first step to long-term financial confidence. Our digital tracker helps you get organized, stay consistent, and visually track progress month by month.
What’s Included:
- Instant download – Google Sheets
- Monthly and annual net worth tracking
- Assets and liabilities summary
- Automatic Calculations (no math needed)
- Clean, minimal design for easy use
- Lifetime access
- Make a copy for the new year
What is Net Worth and Why Does It Matter?
Your net worth is the difference between what you own (assets) and what you owe (liabilities). It’s a big-picture number that helps you understand your true financial position, unlike just checking your bank balance. Tracking it monthly gives you insight into your financial habits, highlights progress, and helps you spot red flags early.
Who Is It For?
This net worth tracker is ideal for those who are:
- Just starting to manage their money
- Focused on financial independence
- Paying off debt using the debt snowball or debt avalanche method
- Saving for retirement, a home, or other goals
- Interested in building long-term wealth
For best results we recommend pairing this tracker with our Debt Calculator or Zero Based Monthly Budget to take full control of your income or spending.
How to Use This Net Worth Tracker
- List all your assets – cash, bank accounts, investments, home value, cars, and other valuables
- List all your liabilities – cred card balances, loans, mortgage, and other debts.
- The tracker automatically calculates your total net worth and shows how it changes each month
- Use charts and visual graphs to keep yourself motivated and goal-focused
Want to learn more about how net worth works and how to grow it? Check out our free blog post: What is Net Worth and Why Should You Track It?
Why You’ll Love This Net Worth Tracker
- Visual Motivation: Watch your net worth grow over time with simple graphs.
- Built for Beginners, Tracks Like a Pro: No need to be a spreadsheet wizard or technologically savvy – just plug in your numbers and it will do the rest for you
- Fully Editable: Personalize fonts, colors, and categories to match your financial life.
- Private & Secure: Keep your information offline or in your private Google Drive.
- Budget-Friendly: No subscriptions, no apps – just a one-time download
Need help setting up? We include an instruction tab, and you can always contact us for support!
External Resources to Help You Learn More
We believe in empowering you with the right tools and education. Here are a couple of helpful articles to guide your financial journey:
Why Digital Spreadsheets Are Better Than Apps
While apps can be helpful, spreadsheets give you complete control and privacy. You’re not locked into a subscription, and you can customize every element. Plus, once you buy it, it’s yours forever – no hidden costs.
Download Your Net Worth Tracker Today
Start building your financial future with confidence. Whether you’re trying to get out of debt or grow your savings, this tracker is a powerful step toward financial clarity. Pair it with our monthly budget, and you’ll always know exactly where you stand.
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